Covid-19 Business Interruption Insurance: UK Supreme Court Refuses Permission to Appeal on ‘At The Premises’ Causation Issue

The UK Supreme Court (Lords Reed, Hamblen and Richards) has refused Allianz permission to appeal against the judgment of the Court of Appeal in London International Exhibition Centre plc v Allianz Insurance Plc [2024] EWCA Civ 1026.

That decision brings an end to a debate affecting thousands of business interruption policyholders on a type of cover not directly considered in the FCA Test Case. This was one of The Lawyer’s Top 20 Cases of 2023 and Top 10 Appeals of 2024.

Adam Kramer KC and William Day acted for the successful policyholder. A quantum trial is listed for early 2026.

For further detail as to the Court of Appeal’s judgment, see here.