Peter Ratcliffe and William Day Deliver Lecture to BILA on the “Informed Observer” in Aggregation Law

Peter Ratcliffe and William Day are presenting a lecture today to BILA exploring the role of the “informed observer” in the law of aggregation.

The informed observer has been a familiar participant in aggregation disputes for the last 50 years. This lecture will trace the development of the concept from the Dawson’s Field Award to Stonegate (and beyond) and test its limits. To what extent does the informed observer have a role beyond occurrence-based aggregation to other forms of aggregating factor? Can the informed observer help with the question of whether there is more than one loss or claim? Does the informed observer’s participation in the analysis explain the use of a ‘remoteness’ check on the causal connection between aggregating factor and loss?

BILA members can attend live via Zoom at 1:00pm or view the recording afterwards.